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Business Liability Protection

This policy provides liability protection for money you must pay as damages because of bodily injury, property damage, personal injury, or advertising injury that occurs during the policy period. Coverage applies to all locations and all operations declared on the policy.


Medical expense coverage is included to cover medical expenses for persons other than you, your tenants, or your employees when injured by an accident on your premises or from your operations. Medical expense pays without regard to fault or negligence.

Some types of coverages under Business Liability Protection include:

  • Bodily injury
  • Property damage
  • Products and completed operations
  • Insured contracts, as defined by the policy
  • Non-owned watercraft liability
  • Libel
  • Slander
  • Invasion of privacy
  • False arrest
  • Wrongful detention
  • Malicious prosecution
  • Wrongful entry or eviction
  • Misappropriation of advertising ideas
  • Infringement of copyright
  • Non-owned and hired automobile liability
  • Fire legal liability
  • Medical expenses
  • First aid expenses
  • Claims expenses


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