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Additional Business Needs

We also offer extensive coverage surrounding commercial auto, commercial umbrella, general liability, and worker's compensation. Please read below for more detail.

Commercial Auto
Whether you have one vehicle or a fleet of vehicles in your business, Farm Bureau Insurance provides many coverage options for a variety of commercial vehicle types. From delivery vans and private passenger vehicles to utility trucks, farm vehicles, and more, Farm Bureau Insurance can help.

Coverage Options:

  • Bodily Injury
  • Property Damage Liability
  • Uninsured Motorist and Underinsured Motorist
  • Collision
  • Comprehensive
  • Medical Payments Coverage
  • Loss of Earnings
  • Death, Dismemberment, and Loss of Sight
  • Travel
  • Expenses
As a business owner in the Commonwealth of Virginia it is your responsibility to abide by the Financial Responsibility Law which requires you to have enough insurance or money to pay for losses resulting from motor vehicles you own or operate in connection with your business. Farm Bureau Insurance will not only make sure you are in accordance with the law, but also will conduct a custom review to ensure you have all the coverage you need to operate commercial vehicles.

Commercial Umbrella
With a Farm Bureau Insurance Commercial Umbrella policy you can add an extra layer of liability protection over and above your primary business policies. With the number of lawsuits growing, and as the money awarded in liability suits increases, it is important to examine your present assets and future earnings potential with your Farm Bureau agent so you can better protect your business.

The Commercial Umbrella policy provides protection in addition to your underlying primary policies like Commercial Auto Insurance, General Liability Insurance, or other liability coverages. When a claim is covered by one of these primary policies, Farm Bureau Insurance will pay the outstanding balance, up to your umbrella limit, after the primary insurance has been exhausted.

General Liability
Farm Bureau Insurance provides General Liability Insurance for many businesses around the state, from contractors to Christmas tree lots and many more.

You can depend on Farm Bureau’s General Liability policy to protect your business from personal injury claims, bodily injury claims, property damages, and advertising claims which could take your business to court and ultimately cause financial disaster.

Worker's Compensation
Accidents happen, and without regard to who was at fault, Worker’s Compensation provides payments for time lost from work and for medical and rehabilitation services due to work-related injury or illness. It also provides death benefits to surviving spouses and dependents.

Not only is purchasing Worker’s Compensation the right thing to do for your business and your employees, it is also the law and Farm Bureau Insurance can help ensure you are in compliance.

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