Automobile Coverage Options

As a Virginia Farm Bureau member, your local agent will work with you to identify your insurance needs and personalize a plan to meet them. Farm Bureau Insurance has many options to make sure you have the right coverage.

 

 

Who is covered under a Virginia Farm Bureau Insurance auto policy?

      • You
      • Your spouse
      • Relatives who live in your home
      • Other licensed drivers who have permission to drive your insured vehicle

What types of coverages are offered with a Virginia Farm Bureau Insurance auto policy?

Liability Coverage

Bodily injury liability provides coverage on claims for the people you might injure in an accident. Property damage liability covers any property damages to third parties such as damage to another person's car if you are responsible.

Collision Coverage
Coverage pays if your auto collides with most objects, including another car, or if your vehicle overturns.

Other Than Collision Coverage
Coverage pays for damages to your auto caused by fire, vandalism, water, hail, glass breakage, wind, and falling objects. It also pays for parts that are stolen.

Uninsured/Underinsured Motorist Coverage
Coverage protects you in the event you are injured by a driver who does not have insurance, a driver with liability coverage less than your uninsured/underinsured motorist coverage, a driver whose liability limits are not high enough to cover your losses, or a hit-and-run driver.

Medical Expenses and Income Loss Benefits
Medical expense benefits coverage will pay you, your family, or occupants of your auto for reasonable and necessary medical, hospital, or funeral expenses that result from an auto accident, regardless of who caused the accident. With income loss benefits, an injured, employed person may also receive up to $400 a week.

Transportation Expenses
Coverage will help pay for the rental of a car or use of other transportation if your car is disabled due to a collision or other than collision loss as defined in your policy.

Towing and Labor
Coverage will reimburse you for towing and roadside assistance if your vehicle is disabled.

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